Annual Fee: $24 Additional Card: No Fee Grace Period: 21 days Interest Rate: 19.49% Credit Limit: $500 - $50,000 Low Fee CHOICE REWARDS® MasterCard® More Reasons, More Often This card includes all the features of the Low Fee MasterCard Credit Card plus enrolment in the CHOICE REWARDS Program. Find out how fast and easy rewards are with CHOICE REWARDS. Features CHOICE REWARDS Program MasterPurchase® MasterTrip® Extended Warranty Credit Card Registry Optional Balance Protection Insurance Core features: World-wide global acceptance serving consumers in 210 countries and territories World's largest ATM network 24-hour lost/stolen card assistance Emergency cards and emergency cash Apply Now for a Low Fee CHOICE REWARDS MasterCard and receive 1,000 CHOICE REWARDS points! CHOICE REWARDS Program Earn 1 point for every dollar charged for net retail purchases Redeem points for brand-name merchandise from the CHOICE REWARDS catalogue Redeem points for free travel from the CHOICE REWARDS travel agency No restrictions on travel: Any seat Any carrier (airline, cruise, ski package, etc.) Any travel time (even during seat sales and blackout periods) Any destination MasterPurchase® 90-day purchase protection Protection against loss, theft and damage for items purchased with your MasterCard card Items will be replaced or repaired, or you will be reimbursed the purchase price Items given as gifts are also covered Some limitations apply - see the certificate of insurance when you receive your card Extended Warranty The manufacturer's warranty is automatically extended for up to two additional years for items purchased with your MasterCard card Items must have a valid warranty in Canada Some limitations apply - see the certificate of insurance when you receive your card Benefits are underwritten by American Bankers Insurance Company of Florida, an Assurant SolutionsTM company. Toll Free 1-866-520-8827 Collect 519-742-9356 Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card. MasterTrip® Trip Cancellation Insurance Applies if you, a family member, or a travelling companion falls ill, experiences serious injuries or passes on unexpectedly, requiring you to cancel your tickets at the last minute Coverage applies to cardholders, spouse and dependent children travelling with you Tickets will be refunded to $1,000 per account per trip Common Carrier Travel Accident Insurance You're covered for up to $100,000 in the event of an accident when you purchase your ticket with your MasterCard Card Baggage Delay Up to $300 for expenses for emergency purchase of essential items when baggage is delayed or misdirected for more than 24 hours Optional Balance Protection Insurance Protection if your earnings are affected by job loss, disability, accident, illness or loss of life Payment is made on your MasterCard account until you return to work, up to $10,000 In the event of loss of life, your entire account will be paid off, up to $10,000 Premium is 90 cents for every $100 of account balance on each billing date. Taxes may apply in certain provinces Credit Card Registry Register all your credit cards at one location If lost or stolen, one call cancels them all No additional fee for this service Benefits are underwritten by American Bankers Insurance Company of Florida, an Assurant SolutionsTM company. Toll Free 1-866-520-8827 Collect 519-742-9356 Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card.