Annual Fee: $12 Additional Card: No Fee Grace Period: 21 days Interest Rate: 19.49% Credit Limit: $500 - $50,000 Low Fee MasterCard® More Reasons, More Often The Low Fee MasterCard Credit Card gives you more reasons to use your card more often. This card has the perfect combination of features at a great price. Features MasterPurchase® MasterTrip® Common Carrier Travel Insurance Optional Balance Protection Insurance Credit Card Registry Core features: World-wide global acceptance serving consumers in 210 countries and territories World's largest ATM network 24-hour lost/stolen card assistance Emergency cards and emergency cash   MasterPurchase® 90-day purchase protection Protection against loss, theft and damage for items purchased with your MasterCard card Items will be replaced or repaired, or you will be reimbursed the purchase price Items given as gifts are also covered Some limitations apply - see the certificate of insurance when you receive your card Extended Warranty The manufacturer's warranty is automatically extended for up to two additional years for items purchased with your MasterCard card Items must have a valid warranty in Canada Some limitations apply - see the certificate of insurance when you receive your card Benefits are underwritten by American Bankers Insurance Company of Florida, an Assurant SolutionsTM company. Toll Free 1-866-520-8827 Collect 519-742-9356 Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card. MasterTrip® Trip Cancellation Insurance Applies if you, a family member, or a travelling companion falls ill, experiences serious injuries or passes on unexpectedly, requiring you to cancel your tickets at the last minute Coverage applies to cardholders, spouse and dependent children travelling with you Tickets will be refunded to $1,000 per account per trip Common Carrier Travel Insurance You're covered for up to $100,000 in the event of an accident when you purchase your ticket with your MasterCard Baggage Delay Up to $300 for expenses for emergency purchase of essential items when baggage is delayed or misdirected for more than 24 hours Benefits are underwritten by American Bankers Insurance Company of Florida, an Assurant SolutionsTM company. Toll Free 1-866-520-8827 Collect 519-742-9356 Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card. Optional Balance Protection Insurance Protection if your earnings are affected by job loss, disability, accident, illness or loss of life Payment is made on your MasterCard account until you return to work, up to $10,000 In the event of loss of life, your entire account will be paid off, up to $10,000 Premium is 90 cents for every $100 of account balance on each billing date. Taxes may apply in certain provinces Credit Card Registry Register all your credit cards at one location If lost or stolen, one call cancels them all No additional fee for this service