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What is MasterCard® with PayPassTM? |
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MasterCard with PayPass is a new "contactless" payment feature on your CHOICE REWARDS® MasterCard credit card that contains an embedded chip and radio frequency antenna. It's a safe and secure way
to transmit your payment details wirelessly. At participating merchants there is no longer a need to swipe your card or hand it to a merchant. Just Tap & Go™.
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| What are the benefits of using a MasterCard with PayPass? |
The best thing about using your MasterCard with PayPass for transactions is that it never leaves your hand. In other words, you have the added security of knowing where your card is at all times. You can use your MasterCard with PayPass at millions of international locations where PayPass is accepted.
It's a great way to pay when you want to get in and out quickly, like at fast food restaurants, grocery stores, movie theatres or gas stations.
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How do I use the PayPass feature on my MasterCard with PayPass? |
Simply tap your MasterCard with PayPass on the PayPass terminal (rather than swiping your card) and your account details will be immediately communicated to the reader, then processed through the highly-trusted MasterCard acceptance network. Shortly after tapping the reader, a green light will flash, and you'll receive payment confirmation. No signature is required for purchases of $50 or less. It's as easy as that.
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Where can I use my MasterCard with PayPass? |
You can use it anywhere you see the MasterCard PayPass symbol.
If you don't see the symbol, your card can still be swiped or inserted into the chip card reader at checkout. MasterCard with PayPass is currently accepted at many merchants with more being added all of the time. See the
full list of MasterCard PayPass merchants.
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| Is the MasterCard with PayPass secure? |
When making a transaction, your MasterCard with PayPass never leaves your hand during payment; so you're always in control. With MasterCard Zero Liability, you won't be responsible for any unauthorized use of your card or account (some conditions apply; see your Account Agreement for details). In addition, you can
feel secure that PayPass transactions are processed through the same secure and reliable payment network as all other MasterCard transactions.
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| How do I get a MasterCard with PayPass? |
Call us at 1-800-561-7849 to learn how you can get a MasterCard with PayPass.
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| How will I know if my MasterCard card has the PayPass feature? |
Just look for the MasterCard with PayPass logo on the right side of your card.
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| What happens if I tap my card twice by accident? Will I get charged twice? |
The clerk has to initiate a transaction, so it doesn't matter how many times a card is read by the PayPass reader. The charge will only appear once on your statement.
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| Do I have to treat my MasterCard with PayPass in any special way? |
Carry your MasterCard with PayPass as you would any credit card. Always know where your card is and keep it in a safe place.
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| Are signatures/PIN required with purchases made using the PayPass functionality? |
To keep your MasterCard with PayPass transactions easy and convenient, select merchants have waived the need for a signature/PIN for smaller purchases. The exact dollar amount varies from merchant to merchant, but is generally below $50. For purchases above that limit, a cardholder signature or PIN verification is usually required.
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What happens if my card is lost or stolen? |
Your MasterCard with PayPass has the same MasterCard® Zero Liability protection as it always has. Please be sure to contact us immediately at
1-800-567-8111 if you suspect your card has been lost or stolen or if you suspect there has been unauthorized use of your card or account.
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Are there any fees associated with the PayPass functionality on my card? |
No. There is no extra fee for having the PayPass functionality when you use your MasterCard with PayPass at a PayPass terminal.
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